4.9.10 Safe to install
Transform Your Checks into Instant Cash with Ingo Money
The Ingo Money App offers a seamless way to cash checks from your smartphone, providing quick payouts and convenience, though it may come with higher fees than traditional methods.
The Ingo® Money App allows you to conveniently cash a variety of checks, including paychecks, business checks, and personal checks, at any time and from anywhere. With this app, you can have access to your money within minutes in your bank account, prepaid card, or PayPal account. In addition to cashing checks, you can also use the app to pay credit card bills, purchase an Amazon.com Gift Card*, or distribute funds across multiple accounts. Once your check is approved, the money is immediately available for you to spend both in-store and online, as well as with Apple Pay. Certain terms and fees apply.
Getting started with the Ingo Money App is quick and easy. Simply create your profile within the app and link your bank debit card, prepaid card, PayPal account, and credit cards. To cash a check, just take photos of both the front and back of it and submit them for review. Once your check is approved and your account is funded or your bill is paid, the money is guaranteed. No need to wait in check cashing lines or deal with deposit holds. With Ingo Money, it's a smooth process that allows you to get on with your life without any worries.
Please note that restrictions may apply*. The Ingo Money App may be used by customers who have verified their identity to cash checks issued by U.S. financial institutions. The app supports most debit, prepaid, and credit card accounts from major U.S. financial institutions including Chase®, Bank of America®, Citi®, Wells Fargo®, American Express®, U.S. Bank®, PNC Bank®, Capital One®, HSBC Bank USA, TD Bank, Discover®, Synchrony Bank, First Premier® Bank, Pathward, and The Bancorp Bank. It also supports PayPal™ accounts (including PayPal™ for Business and PayPal™ Prepaid MasterCard®) as well as Amazon.com Gift Cards and a wide range of prepaid cards such as Chase Liquid®, Wells Fargo EasyPay®, Regions Now Card®, BB&T MoneyAccount®, NetSpend®, Green Dot® Prepaid Debit, Walmart MoneyCard®, H&R Block® Emerald Card®, ACE Elite™, RushCard®, AccountNow®, Kroger® 1-2-3 REWARDS®, and many others. Additionally, you can access the Ingo Money service through various mobile banking apps including American Express Serve® and Bluebird by American Express. The Ingo Money service accepts payments from major payment networks including Visa®, MasterCard®, American Express®, Star®, Pulse®, NYCE®, and Maestro®.
The Ingo Money service is provided by First Century Bank, N.A. and Ingo Money, Inc., and is subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. The approval review process typically takes 3 to 5 minutes, but occasionally may take up to one hour. All checks are subject to approval by Ingo Money, and fees apply for approved "Money in Minutes" transactions that are funded to your card or account. Unapproved checks will not receive funding. Ingo Money reserves the right to recover losses incurred from illegal or fraudulent use of the service. Additionally, some wireless carriers may charge data usage fees while using the app. It is important to review your Cardholder or Account Agreement for any additional transaction fees, costs, terms, and conditions that may be associated with the funding and use of your card or account.
Trademarks and brands mentioned in this app belong to their respective owners.
© 2017 Ingo Money, Inc. All Rights Reserved.
*Please refer to the app for further details regarding any restrictions that may apply.
Overview
Ingo Money App - Cash Checks is a Freeware software in the category Business developed by Ingo Money, Inc..
The latest version of Ingo Money App - Cash Checks is 4.9.10, released on 07/03/2024. It was initially added to our database on 09/25/2023.
Ingo Money App - Cash Checks runs on the following operating systems: iOS.
Users of Ingo Money App - Cash Checks gave it a rating of 4 out of 5 stars.
Pros
- Easy to use interface for cashing checks
- Quick access to funds without waiting in line at a bank
- Convenient for depositing checks remotely
- No need to visit a physical bank branch
- Available 24/7 for check cashing
Cons
- High fees associated with check cashing
- May take several business days for funds to clear
- Limits on the amount that can be cashed per check
- Requires linking a bank account for funds transfer
FAQ
What is the Ingo Money App?
The Ingo Money App allows users to cash checks instantly using their mobile devices.
How do I cash a check using the Ingo Money App?
To cash a check, simply download the app, create an account, and follow the prompts to take a photo of the check and submit it.
What types of checks can I cash with the Ingo Money App?
You can cash various types of checks, including payroll checks, government checks, and tax refunds.
Is there a fee for cashing checks through the Ingo Money App?
Yes, there may be fees associated with cashing checks, which can vary based on the type of check and how quickly you want access to your funds.
How long does it take to receive my funds after cashing a check?
Funds can be available as soon as the same day, but standard processing might take up to 10 days depending on bank policies.
Do I need a bank account to use the Ingo Money App?
No, you do not need a bank account; however, having one can offer more options for receiving your funds.
Is the Ingo Money App secure?
Yes, the app uses industry-standard encryption and security measures to protect your personal and financial information.
What should I do if my check is rejected?
If your check is rejected, you will receive a notification explaining the reason. You can often correct issues or try again with different checks.
Can I track the status of my check in the app?
Yes, you can track the status of your check submission directly within the Ingo Money App.
How do I contact customer support if I have issues with the app?
You can contact customer support through the app or visit their website for more information and assistance.
Minh Ong
I'm Minh, a software engineer and author with a passion for exploring and writing about the latest in software and technology. With my experience in software development and a specialization in software updates and content creation, I bring a deep understanding of the tech landscape to my reviews and articles. My focus is on providing you with comprehensive insights into general software topics and the latest industry news.
Latest Reviews by Minh Ong
Related products
Allpoint® Mobile
Allpoint® is a widely recognized surcharge-free ATM network, with a global presence of over 55,000 ATMs. The recently launched Allpoint Mobile app caters specifically to cardholders with accounts at participating financial …Apple Wallet
The Wallet app is an essential tool for iPhone users. It conveniently stores your credit and debit cards, transit cards, boarding passes, tickets, car keys, and more in one secure place. The best part?BankMobile Vibe
BankMobile Vibe app offers convenient digital banking for users on the go. Downloading the app enables you to: Receive your funds earlier with direct deposit¹ Instantly send and receive money with other Vibe customers at no charge via …Bluebird App
Bluebird App: A Seamless Experience in Task ManagementCash N GO
Cash N GO: Streamlining Your Financial TransactionsChime – Mobile Banking
Chime – A Seamless and User-Friendly Mobile Banking ExperienceConnectNetwork by GTL
The ConnectNetwork mobile app offers convenient access to a variety of services. With the app, users can easily create and manage their ConnectNetwork account, handle account information, make deposits into different accounts, and …Current: The Future of Banking
Revolutionizing Financial Services: The Future of BankingDeposZip Mobile
DeposZip Mobile provides customers of select financial institutions the ability to conveniently deposit checks into their accounts via an iPhone.EXCEED by Money Network
Transform Your Financial Management with EXCEED by Money NetworkGo Program Way2Go Card
Streamlined Access to Benefits with the Way2Go Card AppGO2bank: Mobile banking
GO2bank: Your All-in-One Mobile Banking SolutionGoBank - Mobile Banking
Convenient Banking at Your Fingertips with GoBankMy Mobile Account
Manage Your Finances Seamlessly with My Mobile AccountPLS Mobile
Effortless Financial Management on the Go with PLS MobilePNC Mobile Banking
Seamless Banking on the Go with PNC Mobile BankingPrepaidCardConnect
Streamlined Payment Solutions with PrepaidCardConnectSutton Bank Mobile
Sutton Bank Mobile: Banking on the Go with EaseTaxSlayer: File your taxes
TaxSlayer: Simplifying Tax Filing for EveryoneTruthFinder Search
Access the information you need quickly and conveniently with the TruthFinder app. Whether it's address details, social media profiles, a phone number, or more, TruthFinder has you covered.U.S. Bank ReliaCard
U.S. Bank ReliaCard: Streamlined Payment Solution for RecipientsVenmo
Venmo: The Social Way to PayWells Fargo Mobile
Effortless Banking on the Go: Wells Fargo Mobile App ReviewWhere’s My Refundo? WMR+
Where's My Refundo? (WMR) provides a convenient solution for effortlessly monitoring the progress of your IRS tax refund, as well as your state tax refund.Zelle
Zelle: A Reliable Payment Solution for Instant TransfersLatest Updates
Internet Download Manager 6.42.32.2
Boost Your Download Speed with Internet Download Manager!Demus: Easy Music Streaming 1.6.10
Demus: Your Simple Solution to Music StreamingBTS Jimin Fake Call Fake Chat 1.0
The BTS Jimin Fake Call and Chat Messenger application serves as an engaging simulation game that allows users to experience interactions with BTS member Jimin along with a chat feature with fellow member V.ebarza Furniture UAE 12.0.246
ebarza Furniture offers a unique blend of luxury and affordability, making it a noteworthy option for those seeking high-quality home decor and furnishings.Bus Simulator 2024 : City Bus 0.4
World Wide Bus Simulator offers players an immersive experience in bus driving that spans various cities and countries. As the driver of a coach bus, users can navigate through exciting routes, manage real traffic conditions, and transport …Athens Metro and Tram 1.9
This application provides users with convenient access to current schedules, routes, and maps for the Athens Metro and Tram. Its design facilitates usage at any time and from any location.Latest News
Latest Reviews
![]() |
My Town : Fashion Show Dressup
Unleash Your Inner Fashionista with My Town: Fashion Show Dressup! |
![]() |
Origin Bank
Streamlined Banking Experience with Origin Bank |
![]() |
Les Mills Releases
Boost Your Fitness Routine with Les Mills Releases |
![]() |
PDF Hero - PDF Editor & Reader
PDF Hero: A Comprehensive PDF Editor with User-Friendly Features |
![]() |
Tape Measure light
Precision Meets Convenience: Tape Measure Light by Marton Varga |
![]() |
TIYA
Connect with Friends and Family Effortlessly Using TIYA |
![]() |
UpdateStar Premium Edition
Keeping Your Software Updated Has Never Been Easier with UpdateStar Premium Edition! |
![]() |
Microsoft Visual C++ 2015 Redistributable Package
Boost your system performance with Microsoft Visual C++ 2015 Redistributable Package! |
![]() |
Microsoft Edge
A New Standard in Web Browsing |
![]() |
Google Chrome
Fast and Versatile Web Browser |
![]() |
Microsoft Visual C++ 2010 Redistributable
Essential Component for Running Visual C++ Applications |
![]() |
Microsoft Update Health Tools
Microsoft Update Health Tools: Ensure Your System is Always Up-to-Date! |