Ingo Money App - Cash Checks 4.9.10

Ingo Money App - Cash Checks 4.9.10

Ingo Money, Inc. – Freeware – iOS
out of 6526 votes
Latest Version
4.9.10
Safe to install

Transform Your Checks into Instant Cash with Ingo Money

Minh Ong

The Ingo Money App offers a seamless way to cash checks from your smartphone, providing quick payouts and convenience, though it may come with higher fees than traditional methods.
2025 Editor's Rating
VERY GOOD User Rating

The Ingo® Money App allows you to conveniently cash a variety of checks, including paychecks, business checks, and personal checks, at any time and from anywhere. With this app, you can have access to your money within minutes in your bank account, prepaid card, or PayPal account. In addition to cashing checks, you can also use the app to pay credit card bills, purchase an Amazon.com Gift Card*, or distribute funds across multiple accounts. Once your check is approved, the money is immediately available for you to spend both in-store and online, as well as with Apple Pay. Certain terms and fees apply.

Getting started with the Ingo Money App is quick and easy. Simply create your profile within the app and link your bank debit card, prepaid card, PayPal account, and credit cards. To cash a check, just take photos of both the front and back of it and submit them for review. Once your check is approved and your account is funded or your bill is paid, the money is guaranteed. No need to wait in check cashing lines or deal with deposit holds. With Ingo Money, it's a smooth process that allows you to get on with your life without any worries.

Please note that restrictions may apply*. The Ingo Money App may be used by customers who have verified their identity to cash checks issued by U.S. financial institutions. The app supports most debit, prepaid, and credit card accounts from major U.S. financial institutions including Chase®, Bank of America®, Citi®, Wells Fargo®, American Express®, U.S. Bank®, PNC Bank®, Capital One®, HSBC Bank USA, TD Bank, Discover®, Synchrony Bank, First Premier® Bank, Pathward, and The Bancorp Bank. It also supports PayPal™ accounts (including PayPal™ for Business and PayPal™ Prepaid MasterCard®) as well as Amazon.com Gift Cards and a wide range of prepaid cards such as Chase Liquid®, Wells Fargo EasyPay®, Regions Now Card®, BB&T MoneyAccount®, NetSpend®, Green Dot® Prepaid Debit, Walmart MoneyCard®, H&R Block® Emerald Card®, ACE Elite™, RushCard®, AccountNow®, Kroger® 1-2-3 REWARDS®, and many others. Additionally, you can access the Ingo Money service through various mobile banking apps including American Express Serve® and Bluebird by American Express. The Ingo Money service accepts payments from major payment networks including Visa®, MasterCard®, American Express®, Star®, Pulse®, NYCE®, and Maestro®.

The Ingo Money service is provided by First Century Bank, N.A. and Ingo Money, Inc., and is subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. The approval review process typically takes 3 to 5 minutes, but occasionally may take up to one hour. All checks are subject to approval by Ingo Money, and fees apply for approved "Money in Minutes" transactions that are funded to your card or account. Unapproved checks will not receive funding. Ingo Money reserves the right to recover losses incurred from illegal or fraudulent use of the service. Additionally, some wireless carriers may charge data usage fees while using the app. It is important to review your Cardholder or Account Agreement for any additional transaction fees, costs, terms, and conditions that may be associated with the funding and use of your card or account.

Trademarks and brands mentioned in this app belong to their respective owners.
© 2017 Ingo Money, Inc. All Rights Reserved.

*Please refer to the app for further details regarding any restrictions that may apply.

Overview

Ingo Money App - Cash Checks is a Freeware software in the category Business developed by Ingo Money, Inc..

The latest version of Ingo Money App - Cash Checks is 4.9.10, released on 07/03/2024. It was initially added to our database on 09/25/2023.

Ingo Money App - Cash Checks runs on the following operating systems: iOS.

Users of Ingo Money App - Cash Checks gave it a rating of 4 out of 5 stars.

Pros

  • Easy to use interface for cashing checks
  • Quick access to funds without waiting in line at a bank
  • Convenient for depositing checks remotely
  • No need to visit a physical bank branch
  • Available 24/7 for check cashing

Cons

  • High fees associated with check cashing
  • May take several business days for funds to clear
  • Limits on the amount that can be cashed per check
  • Requires linking a bank account for funds transfer

FAQ

What is the Ingo Money App?

The Ingo Money App allows users to cash checks instantly using their mobile devices.

How do I cash a check using the Ingo Money App?

To cash a check, simply download the app, create an account, and follow the prompts to take a photo of the check and submit it.

What types of checks can I cash with the Ingo Money App?

You can cash various types of checks, including payroll checks, government checks, and tax refunds.

Is there a fee for cashing checks through the Ingo Money App?

Yes, there may be fees associated with cashing checks, which can vary based on the type of check and how quickly you want access to your funds.

How long does it take to receive my funds after cashing a check?

Funds can be available as soon as the same day, but standard processing might take up to 10 days depending on bank policies.

Do I need a bank account to use the Ingo Money App?

No, you do not need a bank account; however, having one can offer more options for receiving your funds.

Is the Ingo Money App secure?

Yes, the app uses industry-standard encryption and security measures to protect your personal and financial information.

What should I do if my check is rejected?

If your check is rejected, you will receive a notification explaining the reason. You can often correct issues or try again with different checks.

Can I track the status of my check in the app?

Yes, you can track the status of your check submission directly within the Ingo Money App.

How do I contact customer support if I have issues with the app?

You can contact customer support through the app or visit their website for more information and assistance.


Minh Ong

Minh Ong

I'm Minh, a software engineer and author with a passion for exploring and writing about the latest in software and technology. With my experience in software development and a specialization in software updates and content creation, I bring a deep understanding of the tech landscape to my reviews and articles. My focus is on providing you with comprehensive insights into general software topics and the latest industry news.

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